FCFCU offers six different interest bearing accounts to serve your varied
savings and checking needs. Our share draft checking account does not earn
This is an all-purpose savings account. We ask that you maintain a minimum
balance of $5.
This checking account has no monthly fees or per-check charges. Overdraft
protection is also available which means you'll never have to worry about
overdrawing your account.
Make saving for the holidays easier with regular
deposits into your club account. On October 1st your club account balance
transferred into your share account.
Put aside a regular amount each payday, and make
your dream vacation a reality.
Save on taxes while you build a no-fee
Individual Retirement Account. It's a great way to supplement your pension and
Certificate Of deposits (CD's)
You can invest in certificates with terms from 6
months to 3 years. All CDs require a minimum balance of $500 and earn a
competitive rate. Rates are subject to change weekly.
Early withdrawal penalties - (a penalty may be imposed for withdrawals before
Money Market Savings Account
- If your account has an original maturity of less than 1 year:
The penalty we may impose will equal 30 days dividends on the amount withdrawn
subject to penalty.
- If your account has an original maturity of one year or more:
The penalty we may impose will equal 90 days dividends on the amount withdrawn
subject to penalty.
Watch your interest rate rise as your deposits grow in this tiered
savings account with no minimum balance.
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering
activities, Federal law requires all financial institutions obtain, verify, and
record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask for your name,
address, date of birth, and other information that will allow us to identify
We may also ask to see your driver's license or other identifying documents.