First Choice Financial Federal Credit Union

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title Personal Loan

Whether you need cash for home improvements, to take a vacation, consolidate debt or to cover an unexpected expense, a Personal Loan may be the right option for you. This loan has a Fixed Rate with a Max term of 84 months. Loan terms exceeding 60 months require a loan amount of $15,000 or greater. Borrow up to $42,000 if credit qualified.

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Personal Line of Credit (PLOC)

Open a line of credit to borrow what you need when you need it so you won’t have to apply for a new loan each time you have unexpected expenses. All members, if qualified, are eligible for a $10,000 line of credit. Joint account holders can apply to have a $20,000 line of credit on an account.

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Variable Rate Share Secured Loan

Funds in your regular share accounts or certificate accounts may be used as collateral for loans at a lower rate than most other loans. The rate would be 3.00% plus the rate of your regular share or certificate. If rates change, your rate will increase or decrease with the lowest rate of 3.00%.

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Overdraft Line of Credit

An Overdraft Line of Credit is a line of credit associated with a share draft (checking) account. The line of credit provides added share draft protection to ensure payment of important checks. All members, if qualified, are eligible for a $2,000 line of credit.

Current Rates Apply Now

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The total aggregate of all unsecured products will not exceed $42,000.
Minimum loan amount $500.
Share Secured Minimum Rate 3%
Rates based on credit qualifications and loan term.

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title

The total aggregate of all unsecured products will not exceed $42,000.
Minimum loan amount $500.
Share Secured Minimum Rate 3%
Rates based on credit qualifications and loan term.