Routing #: 221376186
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Routing #: 221376186
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518-725-3191
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518-725-3191
Locations
Find ATM's
Rates
Contact Us
About Us
Show hidden items
Employment
Policies and Disclosures
Bank/Borrow
Newsletter
Management Team
Show hidden items
title
title
Personal Loan
Whether you need cash for home improvements, to take a vacation, consolidate debt or to cover an unexpected expense, a Personal Loan may be the right option for you. This loan has a Fixed Rate with a Max term of 84 months. Loan terms exceeding 60 months require a loan amount of $15,000 or greater. Borrow up to $42,000 if credit qualified.
Current Rates
Apply Now
Personal Line of Credit (PLOC)
Open a line of credit to borrow what you need when you need it so you won’t have to apply for a new loan each time you have unexpected expenses. All members, if qualified, are eligible for a $10,000 line of credit. Joint account holders can apply to have a $20,000 line of credit on an account.
Current Rates
Apply Now
Variable Rate Share Secured Loan
Funds in your regular share accounts or certificate accounts may be used as collateral for loans at a lower rate than most other loans. The rate would be 3.00% plus the rate of your regular share or certificate. If rates change, your rate will increase or decrease with the lowest rate of 3.00%.
Current Rates
Apply Now
Overdraft Line of Credit
An Overdraft Line of Credit is a line of credit associated with a share draft (checking) account. The line of credit provides added share draft protection to ensure payment of important checks. All members, if qualified, are eligible for a $2,000 line of credit.
Current Rates
Apply Now
title
The total aggregate of all unsecured products will not exceed $42,000.
Minimum loan amount $500.
Share Secured Minimum Rate 3%
Rates based on credit qualifications and loan term.
title
title
Personal Loan
Whether you need cash for home improvements, to take a vacation, consolidate debt or to cover an unexpected expense, a Personal Loan may be the right option for you. This loan has a Fixed Rate with a Max term of 84 months. Loan terms exceeding 60 months require a loan amount of $15,000 or greater. Borrow up to $42,000 if credit qualified.
Current Rates
Apply Now
Personal Line of Credit (PLOC)
Open a line of credit to borrow what you need when you need it so you won’t have to apply for a new loan each time you have unexpected expenses. All members, if qualified, are eligible for a $10,000 line of credit. Joint account holders can apply to have a $20,000 line of credit on an account.
Current Rates
Apply Now
Variable Rate Share Secured Loan
Funds in your regular share accounts or certificate accounts may be used as collateral for loans at a lower rate than most other loans. The rate would be 3.00% plus the rate of your regular share or certificate. If rates change, your rate will increase or decrease with the lowest rate of 3.00%.
Current Rates
Apply Now
Overdraft Line of Credit
An Overdraft Line of Credit is a line of credit associated with a share draft (checking) account. The line of credit provides added share draft protection to ensure payment of important checks. All members, if qualified, are eligible for a $2,000 line of credit.
Current Rates
Apply Now
title
The total aggregate of all unsecured products will not exceed $42,000.
Minimum loan amount $500.
Share Secured Minimum Rate 3%
Rates based on credit qualifications and loan term.
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